Annapolis Homes under $700,000

Annapolis Homes under $700,000

Welcome to Annapolis, Maryland – a charming city steeped in history and brimming with coastal beauty. Nestled in Anne Arundel County, Annapolis is not only the state capital but also a vibrant hub for culture, dining, and outdoor activities. Known for its stunning waterfront views and historic architecture, this city offers residents a unique blend of small-town charm and urban sophistication.

Annapolis is home to the United States Naval Academy, which adds a rich layer of tradition and pride to the community. Stroll through the cobblestone streets of the Historic District, where you’ll find beautifully preserved 18th-century buildings, quaint shops, and delightful eateries. The city’s waterfront is a paradise for sailing enthusiasts and those who enjoy leisurely walks along the Chesapeake Bay.

For those looking to settle in this picturesque locale, there are an array of homes available under $700,000. Whether you’re seeking a cozy townhouse, a charming bungalow, or a modern condo, Annapolis has options to suit various lifestyles and preferences. These homes not only provide a comfortable living space but also offer access to the city’s vibrant community and various amenities.

With its rich history, stunning scenery, and welcoming atmosphere, Annapolis is the perfect place to call home. Explore the possibilities and discover your dream home in this enchanting city where every day feels like a vacation. Whether you’re a first-time buyer or looking to invest, Annapolis awaits you with open arms!

Newest Annapolis Homes under $700,000

202 Bertina A Nick Way, Annapolis
$670,000
4 Beds ⋅ 2 Baths
Welcome to 202 Bertina A Nick Way, a spacious 4-bedroom townhouse in a convenient Annapolis location. The main level offers a comfortable open-concept layout with generous living and dining areas, durable flooring, and plenty of natural light. The kitchen features stainless steel appliances, ample cabinetry, and direct access to the deck, making it easy to enjoy both everyday living and outdoor entertaining. A generously sized primary bedroom with a private full bath is also located on the main level. Upstairs, three additional bedrooms and another full bathroom provide plenty of room for family, guests, or a home office. The finished lower level offers even more flexibility with a spacious recreation room and additional utility/storage space. Coming Soon!! Ideally situated near downtown Annapolis, the United States Naval Academy, Chesapeake Bay, shopping, dining, parks, and waterfront activities, this home offers both convenience and access to everything Annapolis has to offer. Major commuter routes to Baltimore and Washington, DC are also easily accessible. Whether you're looking for a primary residence, weekend retreat, or potential investment property, this home offers a versatile layout in a desirable location.

202 Bertina A Nick Way, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

456 Poplar Ln, Annapolis
$589,000
4 Beds ⋅ 3 Baths
OPEN SATURDAY, 10/3, 11AM-1PM! Character, comfort, and versatility come together in this beautifully appointed Hillsmere home. Set among large, mature trees within an established waterfront community, the main level offers an open, airy feel with vaulted ceilings, attractive flooring, and a kitchen with stainless steel appliances. Every bathroom has been remodeled, including the primary suite's bath with a spacious shower, tile flooring, and custom shelving. The finished lower level adds a bedroom, an updated half bath, and a rec room wood stove, while a bonus room with its own private entrance offers flexible space for an office, studio, or additional living area and could potentially be converted back to a one-car garage. Outside, an expansive private yard bordered by a creek provides a serene backdrop, along with a spacious deck. Hillsmere is adjacent to Quiet Waters Park, and community amenities include an outdoor pool, marinas, beaches, playgrounds, a boat ramp, and boat storage with downtown Annapolis just minutes away. Updates: 2015 - Pella windows, 2017 – Lower-level powder room remodel; new refrigerator and dishwasher, 2019 – Hall bath remodel; new washer and dryer, 2021 – Primary bath remodel; new indoor heating unit, front door, and gutters, 2022 – New roof; new smoke detectors (batteries good through 2032); deck painted, 2023 – New well pump; chimney cleaned, 2024 – New lower-level wiring; exterior drainage repairs, 2025 – New water softener

456 Poplar Ln, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

940 Astern Way Unit 508, Annapolis
$695,000
3 Beds ⋅ 3 Baths
Enjoy a gracious foyer with gleaming hardwood floors open to an expansive living room with a gas burning fireplace and custom built-ins. Soak up the sun in the morning room wrapped in floor to ceiling windows overlooking mature trees, creating a serene retreat. The custom chef inspired gourmet kitchen features 42 inch solid wood cabinetry, granite countertops, a five burner KitchenAid gas cooktop, stainless steel appliances a French door refrigerator and ceramic tile floor. The spacious primary suite offers a cozy reading alcove,  two walk-in closets and a luxurious ensuite bath with dual vanities and a separate shower. Nine foot ceilings, abundant natural light, hardwood floors, ample closet space and privacy complete the home. Enjoy exceptional 55+ amenities including indoor and outdoor pools, fitness center, tennis and pickleball courts, nine hole golf course, clubhouse, waterfront Lodge, community dock, and South River access all just minutes from historic downtown Annapolis.

940 Astern Way Unit 508, Annapolis

Listing courtesy of Compass. Contact:

1152 August Dr, Annapolis
$579,000
4 Beds ⋅ 4 Baths
OPEN SUNDAY, 10/4, 10AM-12PM! Welcome home to this residence that lives like a spacious single-family home, just minutes from historic downtown Annapolis. Built by Pulte with an impressive selection of upgrades, this home features a large rear bump-out, 9-foot ceilings, upgraded flooring, custom built-ins, and abundant natural light. The main level showcases hardwood floors, custom millwork, and a cozy gas fireplace. Recent improvements include a refreshed kitchen with painted cabinetry, new hardware, stone countertops, newer appliances, a new garbage disposal (2025), and a new microwave with oven feature (2026). The main level also features updated light fixtures, a new bathroom faucet and mirror, a smart thermostat, and a Ring doorbell. The eat-in kitchen opens through large sliding doors to a deck overlooking a wooded view and semi-private green space. With its generous proportions and open layout, this home is ideal for everyday living and entertaining. Upstairs, you'll find a spacious primary suite with large banks of windows, two additional bedrooms, and a full bath. New carpet was installed on the stairs and throughout the upper level in 2025, along with updated hallway lighting. The primary bath features a new mirror, and custom blackout shades add privacy to all seven front-facing windows on both levels. The lower level provides exceptional flexibility, with heated wood floors, a large den, a spacious home office, a full bath, plenty of storage, and a flex room currently used as a fourth bedroom. The location is equally impressive. Truxtun Park is just minutes away, with a pool, ball fields, playground, tennis and pickleball courts, a skate park, and free kayak, canoe, and boat launching. Pip Moyer Recreation Center is nearby too. Paddle into downtown Annapolis for lunch, or enjoy all that historic Annapolis has to offer. Open, airy, beautifully updated, and exceptionally spacious, this is a home that truly lives large.

1152 August Dr, Annapolis

Listing courtesy of EXP Realty, LLC. Contact:

1230 Hilltop Dr, Annapolis
$550,000
5 Beds ⋅ 2 Baths
Welcome home to Cape St. Claire! Offering plenty of space inside and out, this beautifully updated rancher features a fully finished basement, five bedrooms, two full baths, and an open-concept layout designed for comfortable living. The main level showcases laminate wood floors, a gorgeous kitchen with granite counters, 42-inch cabinets and recessed lighting, plus three bedrooms and a full bath with convenient dual entry to the primary bedroom. Downstairs, you’ll find a large family room, two additional bedrooms, another full bath, laundry room, abundant storage, and walk-out access to the yard with a new awning. Whether you're relaxing on the front porch, grilling on the rear deck, or gathering around a fire pit in the spacious side yard, this home is ready to be enjoyed! Roof was replaced in 2021*********Cape St Claire amenities include, beaches, fishing/crabbing pier, boat ramp, playgrounds, marina, & more. Broadneck School District. Close to shops and restaurants. Mins from Downtown Annapolis, and easy access for commuter routes to Washington, Baltimore, and close to FtMeade. Great location, minutes from downtown Annapolis, and good commuter location with quick access to Rt 50 & I-97 close to Washington or Baltimore***BE SURE TO CHECK OUT THE VIRTUAL FLOOR PLAN TOUR

1230 Hilltop Dr, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

416 Walnut Dr, Annapolis
$600,000
3 Beds ⋅ 3 Baths
Imagine starting your morning with coffee in a sun-filled room, looking out over a peaceful backyard framed by trees. Later, you could launch a kayak, head to the community beach, take a walk through Quiet Waters Park, or be in downtown Annapolis in minutes. This is the lifestyle that makes Hillsmere Shores so special. Set near the Chesapeake Bay and the mouth of the South River, this updated 3-bedroom, 2.5-bath home blends comfort, character, and flexibility in one of Annapolis’s most loved waterfront communities. Inside, a thoughtful renovation created spaces that feel open, warm, and easy to enjoy. The expanded kitchen features a center island, eat-in area, custom tile backsplash, solid wood cabinetry, and plenty of room to gather. The primary suite was also expanded and now offers a sitting area, large walk-in closet, brand-new carpeting, and a beautifully renovated bath. But the room you may never want to leave is the four-season sunroom. Fresh paint, new luxury vinyl plank flooring, and views of the fenced backyard make it the perfect place to relax in every season.The finished lower level gives you even more room to spread out. Use it as a recreation room, office, gym, creative space, or potential fourth bedroom. A classic brick fireplace with an insert creates the perfect backdrop for cozy evenings, and a half bath adds extra convenience. Outside, the backyard offers privacy, trees, and room to enjoy the outdoors. And then there’s Hillsmere Shores itself: a private marina, boat ramps, kayak and canoe launch, community beach, swimming pool, playgrounds, picnic areas, and recreation spaces—all just minutes from downtown Annapolis, Key School, and Quiet Waters Park. This isn’t just Annapolis living. This is Chesapeake Bay living at its best.

416 Walnut Dr, Annapolis

Listing courtesy of Keller Williams Flagship. Contact:

801 Midship Ct, Annapolis
$500,000
2 Beds ⋅ 2 Baths
Welcome to 801 Midship Court, a refreshed end unit townhouse offering 1,514 square feet of comfortable single level living in the established 55 plus community of Heritage Harbour. With two bedrooms, two full bathrooms, a flexible den, and a one car garage, the home provides an easy and practical layout. Fresh paint, new carpet, and hardwood flooring throughout the main living areas create a clean and inviting interior. The end unit setting brings additional natural light into the home, giving the living and dining spaces a bright, open feel. The primary suite includes a private bathroom, while the second bedroom is conveniently located near the hallway bathroom. Toward the rear of the home, the den provides valuable flexibility as a home office, reading room, media space, or comfortable area for guests. From here, doors open directly to the rear deck, creating a natural connection between the indoor and outdoor living spaces. A front patio offers another welcoming place to sit outside, while the rear deck provides space for relaxing or dining outdoors. The updated HVAC system and attached one car garage add comfort and convenience. Heritage Harbour offers an active community lifestyle with indoor and outdoor pools, a fitness center, tennis and pickleball courts, a nine hole golf course, a community Lodge, and a wide variety of clubs and activities. Shopping, dining, healthcare, and Historic Downtown Annapolis are nearby, with convenient access to Routes 50 and 97. With fresh finishes, flexible living space, two outdoor areas, and the added natural light of an end unit, 801 Midship Court is ready to welcome its next owner.

801 Midship Ct, Annapolis

Listing courtesy of Next Step Realty, LLC.. Contact:

940 Astern Way Unit 304, Annapolis
$484,900
2 Beds ⋅ 2 Baths
BACK ON THE MARKET — YOUR SECOND CHANCE IS HERE! If you were disappointed when you missed this home the first time around, you’re in luck! The current owners’ plans have changed due to a relocation, and this beautiful home is once again available. This is a rare opportunity to own a completely renovated, fully furnished home where everything is included. Just bring your personal belongings and start enjoying it! From the moment you enter, you’ll appreciate the attention to detail and the incredible transformation. This third-floor residence offers elevator access and has been renovated with a fresh, stylish look throughout. The open and inviting layout features beautiful luxury vinyl plank flooring, updated lighting, fresh paint, renovated bathrooms, and a gorgeous kitchen with white cabinetry, quartz countertops, and stainless-steel appliances. The kitchen opens to the dining area and creates a wonderful gathering space for family and friends. The comfortable living room leads into the sunroom, a perfect spot to enjoy your morning coffee, read a book, or simply take in the peaceful wooded views. Those beautiful views continue from the bedrooms, adding to the home's sense of privacy and tranquility. The primary bedroom is a true retreat with updated flooring and a beautifully renovated bath featuring dual vanities, quartz countertops, stylish lighting, ceramic tile, and a large walk-in shower. Two walk-in closets provide plenty of storage, with one thoughtfully designed as a convenient home office. The second bedroom is spacious and inviting, while the nearby full bath has also been completely updated with a new vanity, quartz countertop, modern fixtures, lighting, and tile flooring. Think of this as your opportunity to own the model home without having to furnish or decorate it yourself. The current owners have created a home that is polished, comfortable, and ready to enjoy — and they are leaving it all behind for the next owner. Enjoy an incredible community lifestyle with indoor and outdoor pools, recreation facilities, fitness center, tennis courts, walking and jogging paths, and access for kayaking and canoeing. Golf is available for an additional fee, and community transportation makes getting around even easier. Missed it the first time? Consider yourself lucky — it’s back! Beautifully renovated, fully furnished, exceptionally maintained, and ready for its next owner to move in, enjoy, and cherish. Everything is included!

940 Astern Way Unit 304, Annapolis

Listing courtesy of Academy Realty Inc.. Contact:

1365 Moyer Rd, Annapolis
$520,000
4 Beds ⋅ 3 Baths
Tucked away down a tree-lined driveway on over half an acre, 1365 Moyer Road offers a rare combination of privacy, thoughtful updates, and convenient access to everything Annapolis has to offer. Located just off Arundel on the Bay Road, this beautifully renovated home is minutes from downtown Annapolis, Quiet Waters Park, local marinas, and the Chesapeake Bay. Inside, the home feels bright and refreshed with luxury vinyl plank flooring, fresh paint, and an updated kitchen featuring stylish cabinetry, countertops, and sink. The upper level includes three spacious bedrooms and two updated full baths, including a private primary suite with its own bath and direct access to the rear deck. The lower level provides additional living space with a fireplace, third full bath, and flexible bonus room ideal for a home office, gym, playroom, or guest space. Outside, enjoy a newer deck overlooking the fully fenced 0.65-acre backyard with plenty of room for entertaining, pets, recreation, or boat storage. Additional 2026 improvements include a new water pressure tank, serviced well, updated doors, and numerous updates throughout the home. Private, move-in ready, and ideally located near the water and downtown Annapolis, 1365 Moyer Road is ready for its next owner.

1365 Moyer Rd, Annapolis

Listing courtesy of Cummings & Co. Realtors. Contact:

854 Woodmont Rd, Annapolis
$675,000
3 Beds ⋅ 2 Baths
Wonderful single-story living in Heritage Harbor. 3 bedrooms and 2 full baths. Both bathrooms were renovated in 2025, including a primary bathroom shower with a continuous tile floor with no lip going into the shower. Making it easy to walk or roll into the shower. Other recent updates include the roof and HVAC. More details to come.

854 Woodmont Rd, Annapolis

Listing courtesy of Long & Foster Real Estate, Inc.. Contact:

903 Yardarm Ln, Annapolis
$525,000
2 Beds ⋅ 2 Baths
Bright, updated and beautifully cared for—this end unit has a lot going for it! Extra windows along the side bring in tons of natural light, while the spacious layout gives you plenty of room without wasting space. And then there’s the NEW kitchen—new cabinets, quartz countertops, stainless steel appliances, a crisp gray-and-white backsplash, updated flooring and a pantry for extra storage. There’s even room for a small breakfast table. The large living and dining areas make entertaining easy, while the separate family room with fireplace gives you options. Use it as a cozy second living space, home office, den or additional sleeping space when you need it. Two additional bedrooms include a spacious primary suite with walk-in closet and private bath. Outside, you’ll find a covered front porch and rear deck, plus an attached one-car garage. The front porch and garage floors have both been professionally poly-coated for a clean, finished look. With nearly $50,000 in recent improvements and renovations, this is a home that has clearly been loved and meticulously maintained. Bright, flexible, updated and ready for its next owner. And then there’s the community—it’s basically summer camp for adults! Whether you want to stay active, get creative, spend time on the water or simply have fun with friends, there’s always something to do. Enjoy indoor and outdoor pools, golf, tennis and pickleball courts, an extensive fitness facility, craft room and an incredible workshop with space and equipment for just about any project. Head down to the Lodge and walk to the water, enjoy the boat slips, or take advantage of the ballroom and stage for shows and events. There’s also a library, billiards room and so much more. You can be as busy—or as relaxed—as you want to be.

903 Yardarm Ln, Annapolis

Listing courtesy of RE/MAX One. Contact:

391 Hilltop Ln, Annapolis
$550,000
5 Beds ⋅ 2 Baths
PROPERTY IS SOLD AS IS, WHERE IS, AND HOW IT IS; THE POOL MOTOR IS NOT FUNCTIONING. Nestled in the serene community of Primrose Acres, this exquisite split foyer home offers a perfect blend of modern luxury and timeless charm. With a major renovation slated for 2026, this property is poised to become a stunning showcase of contemporary living, while still retaining its classic appeal. As you approach the home, you'll be greeted by a beautifully landscaped exterior that exudes warmth and sophistication. The fiberglass siding not only enhances the aesthetic appeal but also ensures durability and energy efficiency. The inviting entrance leads you into a spacious layout, where natural light pours in through energy-efficient bay and bow windows, creating a bright and airy atmosphere throughout. The heart of this home is its expansive outdoor space, featuring a personal in-ground pool that promises endless summer enjoyment. The level lot, spanning 0.15 acres, provides ample room for outdoor gatherings, gardening, or simply basking in the sun. Inside, the home boasts five generously sized bedrooms and two full bathrooms, offering plenty of space for relaxation and privacy. The hardwood and tile flooring throughout adds a touch of elegance, while the basement, complete with a walkout entrance, presents an opportunity for additional living space or a creative retreat. The property is equipped with modern green energy-efficient features, including an advanced HVAC system and energy-efficient lighting, ensuring comfort while being mindful of the environment. The thoughtful design extends to the laundry area, conveniently located in the basement with hookups for both a washer and dryer. Located just minutes from major transportation routes, including commuter rail stations and bus stops, this home offers easy access to the surrounding area, making it ideal for those who appreciate both tranquility and convenience. This residence is more than just a house; it's a lifestyle. With its luxurious features, prime location, and the promise of a stunning renovation, this property invites you to envision a life of comfort and elegance. Experience the best of Primrose Acres and make this exceptional home your own.

391 Hilltop Ln, Annapolis

Listing courtesy of Deausen Realty. Contact:

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